Unsecured Loan

social, religious occasion, medical treatment, minor repairs to property etUnsecured Loan is available upto Rs.10,000 to meet with the expenses of c.

Applicant last two years Income tax Return / Pay slip of last 6 months and Form 16 Issue by compare .
Last tax bill
3 Photographs of Applicant
Address proof /electric bill /telephone bill /Aadhar card (any one) As per KYC norms.
Photo proof /Pan card /Voter card / Driving license (Any one) As per KYC norms
Applicant has to show all original documents to the bank for verification with Xerox copy. Original documents will be returned to applicant after verification.
Applicant should have Savings/ current Bank account with the bank.

Photograph-2 copies
Last tax bill + Receipt of Paid
Last 3 year income tax return copy + Receipt of paid
Address proof – electric bill / telephone bill (any one) As per KYC norms
Photo proof – Pan card /Voter card / Driving license/Aadhar card As per KYC norms

Original documents of property to be submitted to the bank. Registered mortgage of property to be done in favour of bank. Bank charge will be noted in society’s book.
Valuation of the property will be required for old property. Bank will give loan of 70% of valuation amount.(for old property)and new property bank will give loan of 80%.
Bank will give loan if property is having N.A.N.O.0 and BU permission.
Applicant will have to take insurance of the building in favour of bank
Loan amount with interest will be repaid within 120 equal monthly instalments.
Applicant has to submit original share certificate of the Society/Association, Municipal Tax bill, Tax receipt, sales deed etc. for registered mortgage of the property.
Title clearance and valuation report will be done by approved lawyer and valuer of the bank. Applicant has to pay their fees.
Applicant has to take share @ 2.5% to 5.0%of the limit.
Processing charges upto Rs 1000 will be levied on sanction.

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